Esteem Dental & Orthodontics
Insurance & Financing Made Simple
At Esteem Dental, we believe everyone deserves access to quality care. That’s why we accept most major insurance plans and offer flexible financing options tailored to your needs. Whether you’re planning for routine care or a larger treatment, our team is here to help you find a solution that fits your budget. We’ll work with you every step of the way—because your smile and peace of mind matter to us.
(407) 476-5650
Call Esteem Dental Today to Use Your UnitedHealthcare PPO ❯
Call Esteem Dental Today to Use Your UnitedHealthcare PPO ❯
Medically Reviewed by Esteem Dental And Orthodontic Team on September 10, 2026
UnitedHealthcare PPO is one of the most widely held employer-sponsored dental plans in the country, and finding an in-network provider in Orlando who can serve your whole family in one place removes a significant coordination burden. As a UnitedHealthcare PPO in-network provider, Esteem Dental has pre-negotiated fees that keep your out-of-pocket costs predictable, your claims file faster, and your annual maximum stretches further. According to the American Dental Association, patients with private dental benefits are significantly more likely to receive consistent preventive care, the single most effective strategy for avoiding costly treatment down the road.
Dr. Jordan Jones, DDS, leads our multi-specialty team at both our Lake Nona and Winter Garden locations, offering general dentistry, pediatric dentistry, and orthodontics under one roof. Before your first appointment, we verify your UnitedHealthcare PPO benefits, confirm any applicable waiting periods, and provide a clear estimate of your expected costs so there are no billing surprises at checkout.
United Healthcare PPO Plan Structure
UnitedHealthcare PPO dental plans operate on a tiered benefit system with preventive, basic, and major service categories each carrying different cost-sharing percentages. Most plans include an annual deductible that applies to basic and major services, an annual maximum that resets on January 1, and a separate lifetime orthodontic maximum for eligible patients. Our team reviews your specific plan’s Summary of Benefits and Coverage before your appointment so you know exactly where you stand before any treatment begins.
In-network providers like Esteem Dental have contracted rates with UnitedHealthcare, which means the fees you see are the maximum allowable amounts under your plan, not the dentist’s full retail rate. Your plan identification card lists your group number, member ID, and the UHC customer service number. You can also verify benefits, check remaining annual maximums, and find in-network providers at myuhc.com before your visit.
Coverage Categories and Typical Benefits
Understanding how your United Healthcare PPO plan categorizes dental services helps you plan treatments and budget for care throughout the year.
Preventive Care
Routine cleanings, oral exams, fluoride treatments, and diagnostic X-rays usually receive 100% coverage with no deductible requirements. Most plans allow two preventive visits per calendar year at full coverage.
Basic Procedures
Fillings, simple extractions, periodontal maintenance, and emergency dental care typically receive 70 to 80% coverage after you have met your annual deductible. This tier also commonly includes treatment for gum disease and other restorative needs that fall below the threshold for major procedure coverage.
Major Procedures
Crowns, bridges, dentures, root canals, dental implants, and oral surgery generally receive 50% coverage after the deductible. Many plans impose waiting periods of six months to two years for major procedures, particularly for patients new to the plan. Our team confirms any applicable waiting periods during your pre-appointment benefit verification so you can plan treatment timing accordingly.
Orthodontic Treatment
Coverage varies significantly by plan, with some offering 50% coverage up to a lifetime maximum benefit. Age restrictions may apply, with some plans covering only children under 19.
Navigating Your Benefits Effectively
Review your Summary of Benefits and Coverage document annually to understand changes in your plan structure, covered services, and cost-sharing requirements. Annual maximums reset on January 1, making early-year scheduling advantageous for major treatments. Patients who use both included preventive visits each year and schedule restorative work before their annual maximum is exhausted consistently get more value from their UnitedHealthcare PPO plan.
Prior authorization is required for certain procedures, particularly those exceeding specific dollar thresholds or involving major restorative work. Our team contacts UnitedHealthcare on your behalf to verify coverage and obtain any necessary pre-authorizations before scheduling, so there are no unexpected denials after treatment is complete.
Claims submission deadlines matter: most UnitedHealthcare PPO plans require submission within 12 months of service, and missing that window can result in benefit forfeiture. Esteem Dental files all claims electronically and monitors submission status, so your benefits are protected from the start.
Insurance Coordination and Treatment Planning
Our administrative team performs benefit verification before your appointment to determine your exact coverage levels, remaining annual maximum, and any applicable waiting periods. This process helps eliminate billing surprises and allows for accurate treatment cost estimates.
We file all claims electronically for faster processing and provide detailed treatment estimates showing your expected UnitedHealthcare PPO coverage and out-of-pocket costs. For any remaining balance, we offer financing through CareCredit and LendingClub. In addition to UnitedHealthcare PPO, we accept Aetna PPO, Blue Cross Blue Shield PPO, Cigna PPO, Delta Dental, and Medicare, making Esteem Dental one of the most insurance-accessible multi-specialty practices in Central Florida.
Pre-treatment estimates help you make informed decisions about timing and payment for recommended procedures. Our team can often structure treatment plans to maximize your insurance benefits across multiple benefit years when appropriate.
Esteem Dental And Orthodontic Team
Our team is composed of highly skilled dentists, hygienists, dental assistants, and administrative staff, each committed to ensuring that every visit is comfortable, effective, and rewarding. Led by our experienced dental practitioners, we utilize the latest technologies and techniques to deliver top-quality care and transformative results.
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The Esteem Dental team is honored to serve Lake Nona and all of South Orlando with exceptional dental care. Let us know how our dental team can serve you and your family. We can’t wait to meet you!
