Cigna PPO

Cigna PPO plans give you flexibility in choosing your dental provider while offering financial incentives to visit in-network practices like Esteem Dental. As a PPO member, you can see any dentist you choose, but visiting in-network providers typically results in significant cost savings and simplified billing processes.

Your plan structure likely includes different coverage levels for various types of care. Preventive services such as cleanings, exams, and routine X-rays are usually covered at 100% with no deductible when you visit an in-network provider. Basic procedures like fillings and simple extractions typically receive 70-80% coverage after you meet your annual deductible.

Major restorative treatments including crowns, bridges, and endodontic procedures are generally covered at 50% of the contracted rate. According to the American Dental Association, regular dental care prevents most dental disease, making preventive visits your most valuable insurance benefit.

Understanding your annual maximum is crucial for planning dental treatments effectively. Most Cigna PPO plans provide between $1,000 and $2,500 in annual benefits, though premium plans may offer higher limits. These benefits reset each calendar year, making it important to use them strategically.

Our financial coordinators review your specific Cigna benefits before treatment begins, providing clear explanations of coverage levels and estimated out-of-pocket costs. We file all insurance claims electronically, reducing processing time and ensuring you receive maximum reimbursement for covered services.

Planning Your Dental Care

Smart patients schedule preventive visits early in the year to establish their deductible status and plan any needed treatments. If you require major work, we can help you spread treatments across calendar years to maximize your annual benefits. For extensive treatment plans, we offer convenient financing options through Care Credit and Lending Club to help manage any remaining costs.

Complete Family Dental Care

Esteem Dental’s multi-specialty approach means your entire family can receive comprehensive care in one convenient location. Our pediatric specialists create positive experiences for children, while our general dentists provide thorough care for adults. This family-focused model works particularly well with Cigna PPO plans, as you can maximize benefits for multiple family members at a single practice.

We understand that dental emergencies don’t follow convenient schedules. Our team prioritizes urgent care needs and works with your insurance to ensure emergency treatments receive appropriate coverage. Whether you’re dealing with a sudden toothache or a dental injury, we’re here to help when you need us most.

Advanced Care, Personal Attention

Modern dentistry combines cutting-edge technology with personalized care, and that’s exactly what you’ll find at Esteem Dental. Our state-of-the-art facilities feature the latest diagnostic and treatment equipment, allowing us to provide efficient, comfortable care that makes the most of your appointment time.

Dr. Jordan Jones and our experienced team take time to understand your unique oral health needs and insurance situation. We believe informed patients make better decisions about their dental care, so we clearly explain treatment options, insurance coverage, and any associated costs before beginning work.